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Which benefits are right for me?
Take this quiz to help you make the right decision.
It looks like the {{plan_name}} may be a good fit for you and your family.
Remember, when evaluating medical plans, there’s more to consider than just the paycheck cost. See the numbers in action for the four plans with the Real-Life Examples and carefully review the plan details in the Benefits Guide so you can make an informed decision.
Medical Plan Comparison
Remember, when evaluating medical plans, there’s more to consider than just the paycheck cost.
Value Plan
HSA Basic
HSA Plus
PPO
Total Out-of-Pocket Cost
Out-of-Paycheck Cost
Allows you to contribute to a tax-savings HSA
JCP contribution to pay for care
Employee Only: $500
Employee + Spouse/ Child: $750
Family: $1,000
Employee + Spouse/ Child: $750
Family: $1,000
How you pay for care
Co-pays for some, deductible + co-insurance for other
Deductible + co-insurance
Deductible + co-insurance
Co-pays for some, deductible + co-insurance for other
Annual Deductible
Employee Only: $5,000
Other levels: $16,300
Other levels: $16,300
Employee Only: $2,500
Other levels: $5,000
Other levels: $5,000
Employee Only: $1,600
Other levels: $3,200
Other levels: $3,200
Employee Only: $1,000
Other levels: $2,000
Other levels: $2,000
Annual Out-of-Pocket Maximum
Employee Only: $5,000
Other levels: $16,300
Other levels: $16,300
Employee Only: $2,500
Other levels: $5,000
Other levels: $5,000
Employee Only: $6,500
Other levels: $13,000
Other levels: $13,000
Employee Only: $3,500
Other levels: $7,500
Other levels: $7,500
Get Help
Have questions?
Get quick and easy access to all your benefit vendors. For general benefit questions, such as eligibility or enrollment, call the JCPenney Benefits Center to speak with a benefits specialist.
Phone
Hours
Monday–Friday
8 a.m.–8 p.m. Central Time
8 a.m.–8 p.m. Central Time